Pradhan Mantri Vidya Lakshmi Yojana : In today's time, education is really very important and we all know this. Therefore, the government is working hard to help more and more children go to school and learn something from there.
And now working in this direction, the government has started a new scheme to provide assistance to the students, which is named Pradhan Mantri Vidya Lakshmi Yojana .
Through this scheme, those students will be helped who are unable to continue their studies due to the poor condition of their family, and ruin their future due to which they have to live a troubled life throughout their life.
So let us know about the benefits, objectives, eligibility, necessary documents of this scheme and also know how you can apply in this scheme. So stay in this article till the end.
Pradhan Mantri Vidya Lakshmi Yojana 2025
For your information, let us tell you that Pradhan Mantri Vidya Lakshmi Yojana and Pradhan Mantri Vidya Education Loan Yojana are both the same, which is a big scheme of the government,
under this scheme students get a loan for their higher education which they can use for their study expenses. The loan received under this scheme has a very low interest rate, which can be easily paid by a certain time.
Under this scheme, many banks and financial institutions provide loans ranging from 50,000 to 6.5 lakh rupees, which has to be repaid in 5 years. The purpose of this scheme is that children should not be deprived of education due to lack of money and everyone should get equal opportunity.
Pradhan Mantri Vidya Lakshmi Yojana 2025 Overview
| Name of the scheme | Prime Minister Vidya Lakshmi Scheme 2025 |
|---|---|
| Started by whom | Government of India |
| Year of debut | 2025 |
| Application Mode | Online |
| official website | www.vidyalakshmi.co.in |
What is the objective of Pradhan Mantri Vidya Lakshmi Yojana 2025?
The main objective of starting Pradhan Mantri Vidya Lakshmi Education Loan Yojana by the Government of India is to provide loans to those students who are unable to pursue their further studies due to their family situation.
By taking advantage of this scheme, those students can bear the expenses of their education themselves. This scheme has been started especially for poor students, many times it happens that talented students leave their studies incomplete due to their financial condition, due to which their future gets spoiled, in such a situation this scheme can prove to be a boon for them.
Features of the loan
| Loan Amount | 50 thousand to 6.5 lakh rupees |
|---|---|
| credit period | 5 years |
| Interest Rates | 10.5% to 12.75% per annum |
What are the benefits of Pradhan Mantri Vidya Lakshmi Yojana?
1. A total of 38 banks are registered in this scheme which provide loans under it.
2. The process of taking loan from this scheme is very easy.
3. This scheme is supported by 10 departments of the Central Government.
4. Subsidy offered for students from weaker and backward classes
5. One-stop application facility for scholarship and loan
6. Good loan amount at low interest rate
Eligibility
1. Must be an Indian citizen.
2. Must have obtained minimum 50 marks in class 10th and 12th.
3. Have the ability to repay the loan.
4. Have taken admission for higher education in a recognized institute.
Documents required
1. Aadhar Card
2. Caste Certificate
3. Residence Certificate
4. Educational Qualification Certificate
5. Passport size photo
6. Mobile number
7. Email ID
How to apply for loan from Pradhan Mantri Vidya Lakshmi Yojana 2025?
1. First of all you have to visit the official website of this scheme.
2. After this you have to enter some information related to yourself there.
3. After this a link will be sent to your email through which you have to activate your account.
4. Once activated, log in using email and password.
5. After this, you have to select the bank from which you want to take the loan and fill the form.
6. After filling the form, you have to upload the required documents in it and submit the form.
OFFICIAL WEBSITE :- CLICK HERE
